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This website is for the benefit of attorneys and CPAs with clients needing a QDRO for this plan. QDRO.com is NOT the Plan Administrator or affiliated with the plan or company listed on this page. We draft QDROs for this plan, so if that is why you're here, please say hello.
Plan & Company Information

PO BOX 3745
PORTLAND, oregon 97208-3745
Plan Name
Plan Administrator
PO BOX 3745
PORTLAND, oregon 97208-3745
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QDRO.com drafts Qualified Domestic Relations Orders for thousands of retirement plans including Defined Benefit Plans such as the XPO LOGISTICS PENSION PLAN by XPO LOGISTICS, INC..

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XPO LOGISTICS PENSION PLAN is located in PORTLAND, OR. If you need a QDRO in PORTLAND, OR just know that QDRO.com drafts QDROs for customers in all 50 states.
XPO LOGISTICS PENSION PLAN is a DEFINED BENEFIT PLAN. A defined benefit plan is traditionally referred to as a "pension plan." This type of plan typically provides participants with a monthly retirement benefit upon reaching a specific age for either a specific period of time, or for the Participant’s lifetime, depending upon the form of benefits offered by the plan and selected by the Participant. Benefits paid at the time of retirement are calculated using a formula based upon years of "credited service" and the Participant’s compensation information. Benefits are generally payable to a participant upon reaching "normal retirement age" for the remainder of the Participant's lifetime. Benefits accumulated under defined benefit plans are often referred to as "accrued benefits". It is rare, but some plans may allow for a lump sum payment of benefits instead of a monthly payment. The type of benefits available may vary significantly from plan to plan.

With this type of plan, the Alternate Payee is usually not awarded a lump sum cash payment from the plan. Rather, the Alternate Payee’s award is typically made in terms of a monthly benefit payable for either the lifetime of the Participant (a "shared payment") or the lifetime of the Alternate Payee (a "separate interest"). When dividing a defined benefit plan, it is critical to know the types of benefits available under the terms of the applicable plan. Additionally, the retirement of the Participant prior to the entry of a QDRO will typically limit the Alternate Payee to receiving only a portion of the Participant’s benefits based upon the election made at the Participant’s benefit commencement. This includes beneficiary designations and "surviving spouse" benefits.

Features of the XPO LOGISTICS PENSION PLAN may include:

  • Benefits accrued under this Plan are primarily pay related
  • This Plan is known as a “Floor-offset” plan and is designed to offset for retirement benefits provided by an employer-sponsored defined contribution plan.
  • This Plan contains separate accounts under Code section 401(h) to provide employee health benefits.
  • This is a “frozen” plan, meaning that as of the last day of the plan year, the plan provides that no participant will get any new benefit accrual (whether because of service or compensation).


The Plan features and descriptions presented are provided only as examples and general descriptions a particular type of plan. Participants and Alternate Payees should ALWAYS review the applicable Summary Plan Description for a detailed description of the specific terms and options for the specific Plan in question.

The information provided on this page is based upon the most recent Plan tax filings available. The terms of a specific plan may have changed since the most recently available tax filing, and as a result, these descriptions and features may not be current. QDRO.com makes no representations as to accuracy of these descriptions.

QDRO.com is neither the administrator, nor a representative of this Plan. QDRO.com provides this information merely as a courtesy and makes no warranties as to the current status or accuracy of these descriptions.
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